According to the Federal Emergency Management Agency (FEMA) eight of the ten most expensive presidentially declared disasters were hurricanes, with Hurricane Katrina topping the list, significantly surpassing the other disaster totals at $29 billion in FEMA funding.

— www.fema.gov

 

After conducting your home inventory in December, February is a good time to buy or update your home insurance or renters insurance. Most homeowners insurance does not cover floods and other major disasters, so make sure the coverage you have protects your possessions against the dangers your area is prone to.

 

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